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SINCE many years I have been making relentless efforts to convince you as to how savings and investment is important not only to you as a person in your individual capacity but to the whole society per se. Domestic savings on the part of each citizen is finally channelled towards economic development of any country.

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THE financial year 2016- 17 is soon approaching its D-day which is 30th June, 2016 and this is the time when majority of institutions who follows their accounting year as 1st July to 30th June, must be busy in preparing budget for the coming financial year.

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