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In your whole life, how many people do you know who have attained richness by winning a lottery? Probably one in a million! If that is the level of probability to win a lottery, then how some of us can sit around and wait for such kind of an event to occur?

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SINCE many years I have been making relentless efforts to convince you as to how savings and investment is important not only to you as a person in your individual capacity but to the whole society per se. Domestic savings on the part of each citizen is finally channelled towards economic development of any country.

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